Ontario School Boards' Insurance Exchange OSBIE - the insurer of Ontario's school boards
Sent March 23, 2015
Dear Mr. Beal,
Our organization and affiliated parent groups are preparing a written submission to Canada's Parliamentary Standing Committee on Health (HESA). HESA is beginning hearings this week (Tues March 24) to discuss the regulatory landscape of Health Canada’s Safety Code 6 (Radiofrequency exposure guideline). Prior to this, we wish to inquire with OSBIE, as the insurer of Ontario school boards, about the issue of liability for potential harm to students and staff caused by long-term exposure to wireless radiation in schools.
There is currently confusion over this question, because last month, Lloyds of London officially reiterated its policy to exclude any liability coverage for injuries, “Directly or indirectly arising out of, resulting from, or contributed to by electromagnetic fields, electromagnetic radiation, radio waves or noise.” (Exclusion 32)
This would include microwave radiation emitted from the commercial grade Wi-Fi transmitters and wireless devices in our schools. See the recent A & E renewal policy, which, as of Feb. 7, 2015, excludes any coverage associated with exposure to non-ionizing radiation (page 7 of this document: http://parentsforasafeschool.blogspot.ca/2015/02/wording-for-insurance-policy.html).
HESA will hear that medical doctors and research scientists from across Canada have submitted warnings to Health Canada in the last year against using these devices in schools. It will also hear that the World Health Organization placed wireless radiation such as Wi-Fi and cell phones on the Class 2B Possible Carcinogen list in May of 2011. France, Taiwan, India and Israel have all placed limitations on childhood Wi-Fi exposures. Health Canada very recently reduced the upper acceptable limits of exposure for wireless devices by almost 50%, a move in the right direction - though it is far from ideal, particularly for children.
Our question to you is to ascertain where the responsibility currently lies should school children suffer short or long-term health effects from continuous, forced cumulative exposure to Wi-Fi: Are the individuals (ie directors, superintendents, trustees) who personally approved the installation of a suspected carcinogen in our schools personally liable in the event of student/staff health damage linked to Wi-Fi exposure? Or, unlike Lloyds of London, does OSBIE guarantee coverage (such as long term disability) for injuries sustained from unnecessary exposure to wireless devices autonomously installed by School Boards?
Please see the additional supporting documents below.
We would very much appreciate your comments by the end of this week in order that we may include this information in our submission to the parliamentary panel.
Kawartha Safe Technology Initiative
Peel Parents for Safe Technology
York Region Parents for Safe Technology
Simcoe County Safe School Committee
Ottawa Wired Schools
Waterloo Region Parents for Safe Technology
Citizens for Safe Technology
Women’s Initiative to Reduce ElectroSmog
1) Additional EMF Waiver from Berkley Mid-Atlantic Group (casualty insurance)
http://wrbmag.com/manuals/General Liability Forms/BMAG FORM CL CG 21 43 03 06 Electromagnetic Fields Exclusion.pdf
2) Swiss Re Insurance Firm Warns of Large Losses from Unforeseen Consequences of Wireless Technologies
http://www.rfcheck.com/news/Insurance-firm-Swiss-Re-warns-of-large-losses-from-unforeseen-consequences-of-wireless-technologies.php - sthash.bSDf9bin.dpuf
3) Wired Vs. Wireless Internet in Schools (Magda Havas) *see 2002 patent application made by Swiss Comand reference to DNA damage, genotoxic effects from Wi-Fi
4) Health Canada Submissions (include Physician submissions, Scientific Declarations, as well as Research Ignored by Health Canada’s review panel)
5) Bill C-648 – Private Member’s Bill calling for Health Warning Labels on Cell Phones
(initiated by Terrance Young (MP) with multi-party support)
6) Thousands of scientific studies demonstrating biological harm at levels of microwave exposure that are lower, in many cases, than what is currently found in Ontario schools.